United Quest Card evaluate: Full particulars

The United Quest℠ Card is a superb selection for people who fly United Airways steadily and might reap the benefits of advantages like free checked luggage on United flights, precedence boarding and an inflight low cost. This card is a strong selection for individuals who frequent United and might maintain observe of advantages to maximise card membership. Card Ranking*: ⭐⭐⭐⭐

*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The United Quest Card is the proper “in-between” card for frequent United vacationers. It presents extra perks than the United℠ Explorer Card and a decrease annual payment than the premium United Membership℠ Card.

The cardboard lately underwent an overhaul, including a number of new perks, altering a couple of others and rising the annual payment to $350. Whereas this might sound like a unfavourable change, the brand new credit can simply offset this payment in the event you discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.

The really useful credit score rating for the United Quest Card is at the least 670. Nevertheless, it might be doable to get authorized with a decrease rating.

Here is what you might want to know concerning the United Quest Card to resolve if it is the proper match for you.

For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.

In accordance with TPG’s March 2025 valuations, United miles are price 1.35 cents every, making this supply price $1,215.

This supply is the highest supply we have seen on the cardboard in over three years.

Each day E-newsletter

Reward your inbox with the TPG Each day e-newsletter

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

Be aware that this supply is just not obtainable to present or earlier cardmembers who acquired a brand new bonus throughout the previous 24 months, and Chase’s 5/24 rule applies.

Associated: The final word information to incomes elite standing with United playing cards

The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Membership entry that comes with the top-tier United Membership Card.

Listed below are among the prime perks.

TravelBank money

With this card, you will earn $200 in TravelBank money every account anniversary 12 months. TravelBank is a web based account the place United flyers can sustain with flight credit and extra to fund purchases with the provider.

This credit score wipes out greater than half of the cardboard’s $350 annual payment.

Low cost on award redemptions

You may obtain one 10,000-mile low cost after your first cardmember anniversary.

As of March 2025, TPG values the ten,000-mile credit score at $135.

It’s also possible to earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar 12 months.

On prime of these perks, United Quest cardholders take pleasure in:

• Free checked luggage: First and second luggage for the cardholder and a companion on the identical reservation*
• Inflight low cost: 25% again on United inflight purchases
• Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by means of Famend Accommodations and Resorts every account anniversary 12 months
• JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary 12 months
• PQP enhance: A 1,000-PQP enhance is utilized annually (this may seem in your MileagePlus account between February and April, starting in 2026)
• PQP earnings: Earn as much as 18,000 PQPs per calendar 12 months (1 PQP for each $20 you spend on purchases may be utilized towards your Premier standing qualification, as much as the Premier 1K stage; the edge on this perk was doubled within the card’s current overhaul)
• Precedence boarding
• Rental automobile credit score: As much as $40 every for the primary two Avis or Finances automobile leases booked by means of United Vehicles every account anniversary 12 months
• Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
• Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing providers, plus a bonus of $4 (for a complete of $12) in December
• TSA PreCheck/International Entry credit score: As much as $120 each 4 years
• Journey and buy protections

*You have to use your Quest Card to pay on your ticket to examine your luggage totally free — together with the taxes and charges you pay once you ebook award tickets with miles.

Additionally, in the event you spend $40,000 on the cardboard in a calendar 12 months, you will obtain two world Economic system Plus seat upgrades.

This has change into a laundry checklist of credit overlaying every little thing from grocery supply to rental automobiles and lodge reservations, but it surely additionally helps outweigh the United Quest Card’s increased annual payment.

A few of these perks will likely be simpler to make use of than others. For example, in the event you do not frequent Avis or Finances for automobile leases or see your self reserving with JSX, these advantages may very well be more durable to maximise. Others, just like the Instacart credit and the lodge profit, may very well be extra invaluable for cardholders.

Normally, in the event you fly United usually, you will recognize the credit and free checked luggage this card presents. And in the event you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.

Associated: Airline baggage charges: How a lot it prices to examine a bag on main US airways

On prime of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you will earn:

• 8 miles per greenback spent on United flights
• 5 miles per greenback spent on lodge stays booked by means of Famend Accommodations and Resorts
• 3 miles per greenback spent on all different United purchases
• 2 miles per greenback spent on different journey purchases
• 2 miles per greenback spent on eating and choose streaming purchases
• 1 mile per greenback spent on all different purchases

The United Quest Card earns bonus miles on normal journey and eating purchases, in addition to on United spending. Nonetheless, you will discover related or higher earnings for these classes on different journey playing cards.

Associated: The very best bank cards to make use of for United flights

You should utilize your United MileagePlus miles to ebook flights on United or its companions like Air Canada, Lufthansa and Singapore Airways. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.

In case you can make the most of United’s distinctive Excursionist Perk, you will get much more worth out of your MileagePlus miles.

It’s also possible to redeem your miles for nonflight gadgets, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automobile leases and lodge stays.

Moreover, you’ll be able to switch your miles to Marriott Bonvoy, however you will get a decrease worth out of your miles with any of those choices than you’ll in the event you used them to ebook flights.

Andrea Rotondo, TPG’s director of content material operations, lately redeemed 6,000 United miles for a one-way financial system flight between Frankfurt and Vienna.

Low-cost mile redemptions aren’t simply restricted to home flights; you too can safe unbelievable offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily price her round $9,000 if she paid with money.

Associated: Find out how to redeem miles with the United MileagePlus program

If you need extra United perks or cannot justify the annual payment on the United Quest Card, one among these playing cards could also be a greater match:

• If you need United Membership entry: The United Membership Card presents much more United advantages. It has a better annual payment of $695, however the United Membership membership is price as much as $750, so this one perk justifies the cardboard’s annual payment. The cardboard additionally comes with increased incomes charges on United purchases. To be taught extra, take a look at our full evaluate of the United Membership Card.
• If you need extra versatile rewards: The Chase Sapphire Most popular® Card has related bonus classes and permits you to switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual payment of $95. To be taught extra, take a look at our full evaluate of the Chase Sapphire Most popular.
• If you need United advantages for a decrease annual payment: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is cheaper to carry, coming with a $0 introductory annual payment for the primary 12 months, then $150 afterward. To be taught extra, take a look at our full evaluate of the United Explorer Card.

For added choices, browse our full lists of greatest airline bank cards and greatest journey bank cards.

Associated: United Quest vs. United Membership: Larger is best

The United Quest Card presents a bunch of advantages for United vacationers and a number of journey perks to make the most of annually. In case you’re a frequent United flyer prepared to maximise this suite of advantages, this card may very well be an awesome selection for you.

That being stated, anybody wanting complimentary airport lounge entry or extra versatile rewards would possibly select a special route.

Apply right here: United Quest Card