Tips on how to switch American Categorical Membership Rewards factors to Delta

If you need stable worth out of your Amex factors, transferring them to associate lodge or airline loyalty applications is commonly your finest wager.

Do you know you’ll be able to switch your American Categorical Membership Rewards factors to 18 airline and three lodge associate applications? Plus, Membership Rewards are simple to earn and redeem.

This is easy methods to switch Amex factors to Delta Air Traces’ SkyMiles program and different issues it’s best to know earlier than transferring your Membership Rewards factors.

Earlier than studying easy methods to switch Membership Rewards factors to Delta, be sure you have a SkyMiles account. If you happen to do not, head to Delta’s web site, click on “Signal Up” and create an account.

Then, to switch Amex factors to SkyMiles, log in to your Membership Rewards account, click on on the “Rewards” tab on the high and choose “Switch Factors” from the drop-down field.

You may then see a listing of switch companions to select from. Choose “Delta SkyMiles,” and then you definitely’ll have to hyperlink your account to your Membership Rewards account by getting into your SkyMiles account quantity, guaranteeing the title in your SkyMiles account precisely matches the title in your Membership Rewards account.

You may then be prompted to enter the 3-digit card safety code on the again of your Amex card.

When you enter that it’s best to obtain a affirmation that your accounts are actually linked.

Then click on “Get Began” and choose what number of Amex factors you wish to switch to SkyMiles in increments of 1,000, with a minimal of 1,000 and a most of 999,000, utilizing the slider to succeed in your required quantity. Sadly, you can be charged a small excise tax offset payment.

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As soon as you have chosen your splendid switch quantity, click on “Overview Switch” after which “Submit Switch” on the following display screen. The excise tax offset payment will probably be charged on to your card.

Whereas Amex claims transfers will take 48 hours, the transfers from Membership Rewards to Delta SkyMiles have been prompt in our testing.

The Amex to Delta switch ratio is 1:1. You could switch American Categorical factors in increments of 1,000, which suggests you’ll be able to convert 1,000 Amex factors into 1,000 Delta SkyMiles. You may often discover a switch bonus that reinforces the Amex to Delta switch ratio, however these are uncommon.

Primarily based on TPG’s August 2024 valuations, Amex factors are price 2.0 cents every, and SkyMiles are price 1.15 cents every. Since transferable factors are extra beneficial, you may lose theoretical worth once you switch Amex factors. However, as we’ll talk about within the subsequent part, this doesn’t suggest you should not switch Amex factors to Delta.

Associated: Finest American Categorical bank cards

Ought to I switch Amex factors to Delta?

Delta SkyMiles is not probably the most beneficial switch associate based mostly on our valuations. For instance, fellow SkyTeam member Virgin Atlantic’s Flying Membership has a better valuation at 1.4 cents every, as does Air France-KLM’s Flying Blue program at 1.3 cents per level, per TPG’s August 2024 valuations.

So you might wish to reserve your Membership Rewards factors for transfers to those higher-value companions — particularly if you have not accrued a big steadiness of Amex factors. However you may get good worth from SkyMiles on some redemptions. Make sure to learn our information on redeeming Delta SkyMiles to get began.

One of the best ways to earn numerous Membership Rewards factors rapidly is by using welcome affords on Amex playing cards. Listed here are a few of our favorites:

• The Platinum Card® from American Categorical: Earn 80,000 Membership Rewards factors after spending $8,000 on purchases in your first six months of card membership. Nevertheless, some readers could also be focused for as much as a 100,000-point bonus utilizing the CardMatch device (provide topic to vary at any time). Phrases apply.
• American Categorical® Gold Card: Earn 60,000 Membership Rewards factors after you spend $6,000 on eligible purchases together with your new card inside the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible restaurant purchases (as much as $100) inside the first six months of card membership.
• The Enterprise Platinum Card® from American Categorical: Earn 150,000 Membership Rewards factors after you spend $20,000 on eligible purchases inside the first three months of card membership.