Delta SkyMiles Gold Amex card overview: Full particulars

The Delta SkyMiles® Gold American Categorical Card offers useful elitelike advantages at an inexpensive value level for informal Delta flyers. These advantages, which embody a primary checked bag free and precedence boarding for you and as much as eight journey companions in your reservation when flying Delta, can simply justify opening and protecting this card, particularly for rare flyers seeking to save on Delta journey. Card ranking*: ⭐⭐⭐⭐

*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Delta presents a number of card choices, however Delta SkyMiles Gold American Categorical Card might be the best choice for the occasional Delta flyer.

It presents many perks, particularly contemplating that it includes a $0 introductory annual payment for the primary yr and a $150 annual payment thereafter (see charges and costs).

We advocate a credit score rating of 670 or increased to have the perfect likelihood of approval for the cardboard. This is the whole lot that you must know concerning the card and why it could be price getting.

New Delta Gold Amex cardmembers can earn an elevated 80,000 bonus miles after spending $3,000 in eligible purchases within the first six months of card membership. This supply ends July 16.

This matches the best-ever supply we have seen on this card, so now could be a implausible time to use. TPG’s June 2025 valuations peg Delta SkyMiles at 1.25 cents every, making this welcome supply price $1,000.

Because of Amex’s once-per-lifetime restriction on welcome bonuses, you will not be eligible for this supply if you have already got this card or have had a earlier model previously.

When figuring out your welcome supply eligibility, Amex may additionally take into account different components, together with the variety of American Categorical playing cards you may have opened and closed and whether or not you’ve got held different Amex-issued Delta playing cards.

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Fortunately, Amex will notify you for those who aren’t eligible for the welcome supply and can will let you withdraw your software earlier than doing a tough pull in your credit score. Make sure that to pay shut consideration to any messages you obtain whereas going by the applying course of.

Associated: Do you may have a Delta Amex card? Listed below are 9 issues that you must do

Delta Gold Amex cardmembers get a primary checked bag free after they test in with Delta for flights which might be each Delta-marketed and -operated, in addition to Zone 5 precedence boarding.

These advantages apply to the cardmember flying and as much as eight companions on the identical reservation. Moreover, you do not have to pay for the flights with the Delta Amex Gold Card for the free checked bag profit to be utilized. Enrollment is required for choose advantages; phrases apply.

On high of baggage and boarding privileges, Delta Gold Amex cardmembers additionally get the next advantages:

Enrollment is required for choose advantages; phrases apply.

*Eligibility and profit degree varies by card. Not all car sorts or leases are lined, and geographic restrictions apply. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by American Categorical Journey Associated Providers Firm, Inc.

**Eligibility and profit ranges differ by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.

Whereas managing an unexpected cost is rarely perfect, the protections on this Delta cobranded card might assist make a detrimental state of affairs extra tolerable. Should you’re a Delta loyalist and a excessive spender, the as much as $200 Delta flight credit score you’ll be able to obtain after spending $10,000 in a calendar yr is a pleasant perk.

Associated: Tips on how to maximize the assertion credit on the Delta Amex playing cards

With the Delta Gold Amex, you may earn Delta SkyMiles on purchases charged to your card as follows:

• 2 miles per greenback spent on purchases made instantly with Delta
• 2 miles per greenback spent on eating at eating places worldwide, together with takeout and supply within the U.S
• 2 miles per greenback spent at U.S. supermarkets
• 1 mile per greenback spent on different eligible purchases

Primarily based on TPG’s June 2025 valuations of Delta miles, you may get an efficient return of two.5% on eligible Delta purchases, eating at eating places worldwide (together with U.S. takeout and supply) and U.S. grocery store purchases and 1.25% on different purchases.

That is not unhealthy, however not nice, contemplating this card will value $150 yearly after the primary yr.

Associated: The entire information to bank card annual charges

The obvious option to redeem Delta SkyMiles is to e-book award flights on Delta and its companions. Since Delta makes use of a dynamic award pricing system, redemption charges fluctuate broadly. This implies you’ll be able to’t actually intention for a set quantity of miles to e-book a particular award.

That mentioned, the Delta SkyMiles program nonetheless has some candy spots.

For instance, top-of-the-line methods to redeem Delta SkyMiles is to e-book a SkyMiles deal. Delta ceaselessly has mileage flash gross sales with considerably discounted financial system and even Delta One award flights.

It’s also possible to redeem Delta SkyMiles to fly on Delta associate airways, together with SkyTeam alliance companions like Air France and Korean Air and nonalliance companions like WestJet.

TPG content material operations managing editor Madison Blancaflor enjoys the cardboard’s elitelike advantages when flying Delta, akin to reductions on Delta award flight redemptions and financial savings on inflight purchases.

Moreover, you’ll be able to redeem SkyMiles for a lot of issues apart from flights — together with premium drinks in Delta Sky Golf equipment. Most of those redemptions yield a decrease return than when redeeming for flights.

Associated: Tips on how to go to the Delta Sky Membership with bank cards, elite standing and extra

If getting your first checked bag free and precedence boarding when flying Delta for a low annual payment are your essential motivators, the Delta Gold Amex might be your best choice. Nonetheless, one other card could also be higher when you have a special purpose.

For added choices, take a look at our full record of greatest journey bank cards and greatest American Categorica