Hilton Honors American Specific Aspire Card overview
The Hilton Honors American Specific Aspire Card is a premium lodge bank card loaded with top-tier advantages. Key perks embody complimentary Hilton Diamond elite standing, bonus factors on Hilton stays and priceless assertion credit. This card is a wonderful possibility for Hilton loyalists. Card Score*: ⭐⭐⭐⭐½
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
It is no shock that the Hilton Aspire was named the Finest Lodge Cobranded Credit score Card on the 2024 TPG Awards.
Even with the cardboard’s important $550 annual payment, the advantages simply outweigh the price, together with an annual free night time reward legitimate at almost any Hilton property. Your possibilities for approval are greatest in case you have a credit score rating of 700 or increased.
Here is the whole lot it’s essential to know in regards to the Hilton Amex Aspire.
The data for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Hilton Aspire execs and cons
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Hilton Aspire welcome supply
With the Hilton Amex Aspire’s present welcome supply, new candidates can earn 175,000 bonus factors after spending $6,000 on purchases of their first six months of card membership. Supply ends April 29.
These 175,000 factors are fairly priceless — price $1,050, in line with TPG’s February 2025 valuations.
That is simply 5,000 factors wanting the greatest supply we have seen, and it meets our standards for when to use for the cardboard.
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Keep in mind that Amex solely permits you to earn one bonus per card in a lifetime, so it is essential to use for a card when it has its best-ever welcome supply (or near it).
Associated: Hilton Honors: Every thing to know in regards to the loyalty program
Hilton Aspire advantages
There are a number of perks and worth packed into this cobranded card:
- Hilton Honors Diamond standing: So long as your card account is open, you will obtain Hilton Diamond elite standing for the first cardmember. Diamond standing can add important worth due to the fifth-night-free profit whenever you e book a stick with factors, bonus factors, lounge entry at choose properties, complimentary breakfast and space-available room upgrades you will get with it.
- As much as three reward nights: You will obtain one night time at nearly any Hilton property worldwide after opening your account and in your cardmember anniversary annually. You may earn a second night time after spending $30,000 on the cardboard in a calendar yr and a 3rd night time after spending $60,000 on the cardboard in a calendar yr.
- As much as $400 in Hilton resort assertion credit: Throughout every calendar yr, you will obtain as much as $400 (as much as $200 semi-annually) in assertion credit for eligible purchases at eligible Hilton resorts. That $400 can be utilized on eating, actions, spa therapies, room charges and taxes.
- As much as $200 in annual airline payment credit every calendar yr: You will obtain as much as $50 in assertion credit every calendar quarter for airfare purchases on flights bought immediately from the airline or by way of AmexTravel.com.
- As much as $100 Hilton on-property credit score: If you e book not less than a two-night paid keep at taking part Waldorf Astoria or Conrad properties by way of hiltonhonorsaspirecard.com (or over the telephone at 855-292-5757), you will obtain a credit score of as much as $100 for incidentals throughout your keep.
- Clear Plus membership: You will obtain as much as $199 in assertion credit per yr whenever you join a Clear Plus membership and pay along with your Hilton Aspire card.
- Rental automobile elite standing: You will obtain complimentary Nationwide Automotive Rental Emerald Membership Govt standing after enrollment within the Emerald Membership program (phrases apply).
- Cellphone safety*: Cardmembers will be reimbursed for repairing or changing a broken or stolen machine for a most of $800 per declare when the wi-fi invoice for the particular cellphone line is paid utilizing the Hilton Aspire card. There’s a restrict of two accepted claims inside a 12-month interval, and every declare has a $50 deductible.
Enrollment is required for choose advantages; phrases apply.
The cardboard additionally carries some journey protections, together with journey delay insurance coverage* (when your flight is delayed by greater than six hours) and journey cancellation and interruption insurance coverage.*
Lastly, the Hilton Aspire has no overseas transaction charges.
*Eligibility and profit stage varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
Incomes factors on the Hilton Aspire
The cardboard makes it straightforward to build up a excessive factors stability in your Hilton Honors account, which you will want if you wish to keep at luxurious properties with Hilton Honors award nights.
The Hilton Amex Aspire card gives 14 factors per greenback spent at motels within the Hilton portfolio. In response to TPG’s February 2025 valuation of Hilton factors at 0.6 cents per level, that is equal to an 8.4% return on spending.
You will additionally earn 7 factors per greenback spent (a 4.2% return) on flights booked immediately with airways or by way of AmexTravel.com, automobile leases booked immediately from choose automobile rental corporations and on eating at U.S. eating places.
Lastly, you will earn 3 factors per greenback spent (a 1.8% return) on all different spending with the cardboard.
Associated: Finest Hilton American Specific bank cards
Redeeming factors on the Hilton Aspire
Hilton offers you a lot choices when it comes time to make use of your factors. We recommend utilizing them for normal award nights to get one of the best worth, however you too can redeem them for merchandise, reward playing cards, premium room redemptions and airline transfers (at a roughly 10:1 ratio).
Though you may’t be totally certain what number of factors an award night time will price due to Hilton’s variable award charts, you need to use Hilton’s Factors Explorer to get a tough concept of what number of factors your required property will price.
You can too use your factors to subsidize paid stays with the Factors & Cash possibility, which may get you as much as 1 cent per level off your complete room invoice when selecting costly Hilton properties.
TPG director of journey content material Eric Rosen utilized the fifth-night-free profit to maximise the worth of his factors for a keep on the Waldorf Astoria Los Cabos Pedregal. Commonplace award nights had been out there for 120,000 factors every on the time of his keep.
Using his fifth-night-free profit, he paid simply 480,000 factors for his five-night keep there and saved $720 price of Hilton factors, in line with TPG’s February 2025 valuations.
Associated: Methods to redeem factors with the Hilton Honors program
Which playing cards compete with the Hilton Aspire?
If you would like a card that carries a decrease annual payment or earns a distinct kind of rewards, one among these choices is perhaps a greater match:
For extra choices, take a look at our checklist of the greatest lodge playing cards.
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